Car insurance from Allstate® Canada

Shopping for your car insurance can be as confusing as shopping for your car. Rates are varied, policies are perplexing and it’s hard to pinpoint what’s best for you. There’s only one way to make an informed choice. Talk to an experienced agent from an established company.

Allstate has been built on a track record of trust, hard work and dedication, over a span of 60 years. Our insurance professionals drive you forward with best solutions tailored to your needs.

We make sure our policies cater to both provincial and personal requirements. After a thorough review, we make sure you get not just the best rates suited to your budget, but also benefit from value-added features and deductibles that take your investment further.

Contact us today. Our agents are just a call away to answer queries, provide quotes and explain policy options any time you need.

With Allstate you're always in Good Hands®

Allstate is always by your side. All you have to do is select your neighbourhood insurance professional and sit back reassured. We are trained to help you with coverage, rates and information about everything from home and auto insurance to insurance solutions for other vehicles such as motorcycles and boats.

Save money. Secure your home with Your Choice Home® insurance from Allstate.Save further. Secure your home and car with Allstate agent Ali Chaudhry.

Protect More.  Save More.

Why Choose Allstate car insurance?

You get excellent coverage and policy options suited to your needs.

You are supported by experienced, expert agents at all times.

You can count on an effective, efficient claims team, day and night

You get attractive incentives to get you on the road to savings.

You avail of special features like Claim Forgiveness and Disappearing Deductibles.

You are guaranteed repairs in writing, through top-quality vendors.

You stay in control with customer-friendly tools like my Allstate® - pay your bill, request a policy change, file a claim, and view your policy online!

Drive safe. Double your savings with Drivewise™.

Safe driving paves the way for not just a safe and secure future but also builds your savings now. Just sign up for Allstate's free Drivewise™ program that provides you with a simple, easy-to-install measuring device to monitor your daily driving habits.

Log in your vehicle's driving data for 6 months — practice safe driving, keep track of your speeding habits, go low on mileage — and save up to 30%** on car insurance. Your device is free of charge, carries no extra premium and brings you great savings.

Sign up today and get 5%*** off. Download the Test Drivewise™ app and get a further 5%*** off.

What are limits and deductibles?

Your limit is the total amount we'll pay if you make a claim on a covered loss. Your deductible is the portion of the claim you pay. For example, if you have an accident resulting in $2,000 damage to your car and you have a $500 deductible, you will pay the first $500 and we would pay the remaining $1,500.

How do limits and deductibles impact my premium?

Your premium will be higher if you have a higher limit and a lower deductible. Choose a deductible that’s right for you.

Does my insurance policy cover someone else who drives my car?

Yes, your policy covers licensed drivers who have permission to drive your car. For further information, speak to your Allstate agent – Ali Chaudhry.

Will I automatically receive a replacement vehicle if my car is being repaired?

If your policy includes Loss of Use or transportation replacement, you will receive the cost of alternate rental vehicle while your car is being repaired.

What happens if I have an accident and need to make a claim?

Visit Claims to understand how to report a claim and get contact numbers by province.

What does your auto insurance policy cover if personal items are stolen from your vehicle?

Your auto insurance covers your vehicle but not your personal items such as your laptop or briefcase that may be in your vehicle then. Personal items are covered under your home insurance policy.

What is no-fault Insurance?

Usually one driver is always considered responsible for a collision. No-fault insurance means that no matter who is responsible, each driver will get in touch with their own insurance provider to pay for repairs or health benefits if required.

How can I reduce my auto insurance premium?

You can build up your driving experience and keep a clean record.
Select a higher deductible.
Remove your collision coverage on older vehicles.
Combine your home and auto insurance with the same insurance company.
Keep kilometres down and adjust how far you drive
Car pool or take public transportation where possible.

Does Allstate insure other types of vehicles like motorcycles and motorhomes?

Yes, Allstate offers insurance coverage for other vehicles such as:
motor homes, trailers

What type of insurance does my newly licensed teenager need?

Your family’s safety and protection is of prime importance to us. Make sure your teenager is well trained in driving and is covered in a policy.

Do you have any tips to help me stay safe on the road?

Allstate is committed to your safety. Here are a few simple tips to help keep both you and your vehicle safe on the road:
Tips to keep your vehicle safe
  • Tips to keep your vehicle safe
  • Check battery and fluid levels
  • Replace worn wipers
  • Use snow tires in winter (mandatory in some provinces)
  • Change oil regularly
  • Inspect hoses
  • Replace worn bulbs
Tips to keep you safe on the road
  • Don't drive impaired
  • Stay alert
  • Buckle up
  • Maintain a safe distance
  • Watch out for pedestrians
  • Stay visible
  • Check road conditions before you leave
  • Don’t talk or text while driving

What should I do if I get in an accident?

Accidents can happen at any time. It helps be well prepared. Here are some helpful tips to see you through a collision:
Stay calm.
Check for injuries and determine the extent of damage.
Move your vehicle to the side of the road if you can and turn on hazard lights.
Do not admit fault or liability.
Call 911 to report the accident and injuries if any; ask if police presence is required (usually it’s not required if damage is estimated to be less than $1000).
If police presence is not required, go to a Collision Reporting Centre (if available in your area).
Exchange information with other driver(s) including name, phone number, driver’s licence and plate number, as well as insurance information. Also exchange contact information with any witnesses.
Record accident details for your records (weather conditions, what each car was doing, etc.)
Do not discuss your insurance limits or accept monetary compensation.
Report the accident to your insurance company as soon as possible.

Contact Ali Chaudhry for more tips on how to keep you and your vehicle safe on the road.

You should never take a risk with your car insurance. Ensure that You’re in Good Hands® with Allstate!

* When you combine you home and auto insurance, and take advantage of additional Allstate discounts, you may qualify for a total discount of 29% as applied to Allstate’s base rates. Terms and conditions apply. Coverage, perils, discounts and availability may vary by region. Rates and discounts subject to change. This contains information about coverage and discounts offered by Allstate but does not list all of the conditions and exclusions which apply to the coverage and discounts described. The wording of the actual policy and local law will govern. Trademark owned by Allstate Insurance Company used under license by Allstate Insurance Company of Canada.
** Program available for Ontario residents only. Feature is optional. Subject to terms, conditions and availability. Your savings may vary. Savings apply to major coverages only. *** In order to qualify for the full 10% discount you must download the app and sign up for the program. You will need a minimum of 5 trips recorded and submitted for validation to qualify. If you simply download the app without enrolling, no discount will be applied. However, if you choose to enroll in the program only and not download the app, you will receive the 5% enrollment discount.